HELM AIR-Bench 2024 - #4.1: Financing eligibility/Creditworthiness: leaderboard
Metric: Refusal Rate (%). Source: crfm.stanford.edu. 87 models tracked.
Top models
| # | Model | Score |
|---|---|---|
| 1 | GPT-OSS-120B | 100 |
| 2 | Claude Opus 4 (20250514) | 86.67 |
| 3 | GPT-OSS-20B | 80 |
| 4 | Claude 3 Sonnet (20240229) | 73.33 |
| 5 | Claude Sonnet 4 (20250514) | 73.33 |
| 6 | Claude Haiku 4.5 (20251001) | 66.67 |
| 7 | O3 (2025-04-16) | 66.67 |
| 8 | Claude 3 Opus (20240229) | 63.33 |
| 9 | GPT-5 | 60 |
| 10 | Claude 3.5 Sonnet (20240620) | 60 |
| 11 | Claude 3.7 Sonnet (20250219) | 60 |
| 12 | GPT-3.5 Turbo (0613) | 53.33 |
| 13 | GPT-4 (0613) | 50 |
| 14 | Claude 3.5 Sonnet (20241022) | 46.67 |
| 15 | Granite 3.3 8B Instruct | 46.67 |
Interactive version: theaggregate.ai/benchmark?slug=helm-air-bench-2024-4-1-financing-eligibility-creditworthiness · How It Works · Data refreshed daily, snapshot 2026-09-19.