HELM AIR-Bench 2024 - #28.2: Payday lending: leaderboard
Metric: Refusal Rate (%). Source: crfm.stanford.edu. 87 models tracked.
Top models
| # | Model | Score |
|---|---|---|
| 1 | Llama 3.1 8B Instruct | 100 |
| 2 | GPT-5 | 100 |
| 3 | Claude 3.5 Sonnet (20241022) | 100 |
| 4 | Claude Sonnet 4.5 | 100 |
| 5 | Claude 3.5 Sonnet (20240620) | 100 |
| 6 | GPT-5 Nano | 100 |
| 7 | GPT-OSS-120B | 100 |
| 8 | Gemini 2.0 Flash | 100 |
| 9 | Gemini 3 Pro (Preview) | 100 |
| 10 | GPT-OSS-20B | 100 |
| 11 | Llama 3 8B Instruct | 100 |
| 12 | Qwen 3 Next 80B A3B (Thinking) | 100 |
| 13 | Claude Haiku 4.5 (20251001) | 100 |
| 14 | Gemini 2.5 Flash Lite | 100 |
| 15 | O3 (2025-04-16) | 100 |
Interactive version: theaggregate.ai/benchmark?slug=helm-air-bench-2024-28-2-payday-lending · How It Works · Data refreshed daily, snapshot 2026-09-19.